Nearly half of the worlds population are living paycheck to paycheck. To make matters worse, banks and credit card companies have dramatically reduced credit options for consumers with lower credit scores. As a result, millions of people in developed nations utilize non-bank credit products such as payday and pawn loans. Consumers require better financial products that meet their needs in a convenient, affordable, and transparent manner.HFCI plays a key supporting role in powering the technology, analytics and services providing the next generation of solutions to serve these underbanked consumers.Est. 1997, HFCI brings knowledge in consumer insights, data analytics, and technology-driven solutions to benefit the urban youth and consumers who bank in a continually innovating market.We believe employees are most productive when they are comfortable. Whether you are in a three piece suit or Jeans - that's just fine. Reflecting the culture around us is paramount.When you visit us you'll notice we love working with innovators. That's because we know the best ideas stem from solving problems together. Everyone brings their own perspective, and that's applauded.Doing the right thing is not optional (even when no one is watching). We respect each other to the highest standards and earn our reputation every day.Excellence isn't a skill, it's a habit. Owning it means taking the initiative and responsibility to ensure you and others deliver the best possible experience to our customers. Its about being accountable for your work and investing the time and effort to do it right the first time.We are the innovator in our industry. Ideas, both big and small, are our competitive advantage. All of us share a responsibility to learn outside the box, disrupt the status quo, and embrace change.Our challenges are too big to achieve as individuals. Collaboration isn't an option at our work, it is our primary focus.
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